Chula Vista Homebuyer’s 10 Commandments
(Things NOT to do before buying a home).
Commandment # 1- Thou shalt NOT change jobs, become self-employed or quit your job.
Commandment # 2- Thou shalt NOT buy a car, truck or SUV (or you might end up living in it!)
Commandment # 3- Thou shalt NOT use charge cards excessively or let your cards falls behind.
Commandment # 4- Thou shalt NOT spend money you have set aside for closing.
Commandment # 5- Thou shalt NOT omit debts or liabilities you pay from your loan application.
Commandment # 6- Thou shalt NOT buy furniture until after closing.
Commandment # 7- Thou shalt NOT pull your credit report anywhere until after closing.
Commandment # 8- Thou shalt NOT make large deposits w/o 1st checking with your loan officers.
Commandment # 9- Thou shalt NOT change bank accounts
Commandment #10- Thou shalt NOT co-sign a loan for anyone.
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